Professor Adam Scaife is leading the research at the Met Office into extreme rainfall, using an innovative research method using a climate model to extrapolate future events from the past. He said: “The new Met Office supercomputer was used to stimulate thousands of possible winters, some of them much more extreme than we’ve yet witnessed. This gave many more extreme events than have happened in the real world, helping us to work out how severe things could get.”
The Met Office analysis showed that there is now a 7 percent risk of record monthly rainfall in the south-east of England; including other regions of England increases that risk to 34 percent.
While there is nothing any of us can do to stop the rain from falling, house hunters can do something to help minimise their risk of buying in areas most at risk of flooding. A Residential Flood Search, carried out by your solicitor as part of the conveyancing process, will provide extensive information about surface water, ground water and other flood risks.
Stay fully informed of potential risks
The Council of Mortgage Lenders insists that any property purchased by a mortgage must be covered by standard buildings insurance, which includes flood cover. If insurance cannot be obtained because of flood risk, the mortgage is unlikely to be granted. That makes it even more imperative that the buyer is fully informed of any potential flood risk.
When you instruct a conveyancing solicitor through Homeward Legal, you can be confident the appropriate searches to your transaction are carried out. And for peace of mind, you can ask in advance for full details of all the searches your solicitor or conveyancer will instruct to be carried out.
Kindly shared by Homeward Legal
